Advertisement
Townbridge Bank
Pascagoula, MS · FDIC Certificate #12203 · Chartered 01/1
Total assets
$1.35B
Total deposits
$1.01B
Total equity
$130.16M
Net loans
$677.24M
Branches (offices)
24
Net income (YTD)
$12.03M
Rank: #821 of 4,213 U.S. banks by assets · #11 of 57 in Mississippi. Assets changed 42.2% and deposits 56.8% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.22% |
| Return on equity | 22.13% |
| Net interest margin (YTD) | 4.66% |
| Equity to assets | 9.65% |
| Tier 1 leverage ratio | 8.83% |
| Uninsured deposits (share of deposits) | 22.9% |
| Noncurrent loans (share of loans) | 1.94% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 67.3% |
| Real estate loans (share of loans) | 85.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $576.98M | 85.2% | |
| Commercial & industrial | $78.66M | 11.6% | |
| Consumer / individual | $16.82M | 2.5% | |
| Construction & development | $84.33M | 12.5% | |
| Agricultural | $7.96M | 1.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $764.46M | $663.68M | $473.00K | $89.97M |
| Jun 2023 | $658.52M | $559.37M | $2.08M | $86.22M |
| Jun 2024 | $777.40M | $621.57M | $2.02M | $91.38M |
| Jun 2025 | $948.35M | $642.15M | $1.57M | $92.13M |
| Jun 2026 | $1.35B | $1.01B | $12.03M | $130.16M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Mississippi | $474.22M | 11 |
| Louisiana | $439.82M | 8 |
| Alabama | $92.70M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.01B.
Similar-sized banks
First State Bank ($1.35B) · Bank Midwest ($1.35B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement