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Tri City National Bank
Oak Creek, WI · FDIC Certificate #18922 · Chartered 10/2
Total assets
$1.95B
Total deposits
$1.75B
Total equity
$188.96M
Net loans
$1.15B
Branches (offices)
26
Net income (YTD)
$8.24M
Rank: #616 of 4,213 U.S. banks by assets · #16 of 153 in Wisconsin. Assets changed 5.3% and deposits 4.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.83% |
| Return on equity | 8.81% |
| Net interest margin (YTD) | 3.63% |
| Equity to assets | 9.68% |
| Tier 1 leverage ratio | 11.10% |
| Uninsured deposits (share of deposits) | 26.7% |
| Noncurrent loans (share of loans) | 0.51% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 65.9% |
| Real estate loans (share of loans) | 98.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.14B | 98.7% | |
| Commercial & industrial | $16.23M | 1.4% | |
| Consumer / individual | $11.87M | 1.0% | |
| Construction & development | $52.18M | 4.5% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.04B | $1.88B | $8.46M | $142.50M |
| Jun 2023 | $1.98B | $1.67B | $6.82M | $134.91M |
| Jun 2024 | $1.98B | $1.66B | $6.05M | $142.44M |
| Jun 2025 | $1.85B | $1.67B | $6.59M | $170.56M |
| Jun 2026 | $1.95B | $1.75B | $8.24M | $188.96M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $1.75B | 26 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.75B.
Similar-sized banks
Citizens National Bank ($1.96B) · Climate First Bank ($1.94B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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