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Triad Bank
Frontenac, MO · FDIC Certificate #58121 · Chartered 10/2
Total assets
$1.11B
Total deposits
$896.71M
Total equity
$110.72M
Net loans
$799.40M
Branches (offices)
2
Net income (YTD)
$7.12M
Rank: #954 of 4,213 U.S. banks by assets · #34 of 190 in Missouri. Assets changed 13.8% and deposits 15.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.38% |
| Return on equity | 13.34% |
| Net interest margin (YTD) | 3.87% |
| Equity to assets | 10.02% |
| Tier 1 leverage ratio | 10.74% |
| Uninsured deposits (share of deposits) | 59.2% |
| Noncurrent loans (share of loans) | 0.21% |
| Net charge-offs (share of loans) | 0.13% |
| Loans to deposits | 89.1% |
| Real estate loans (share of loans) | 81.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $647.53M | 81.0% | |
| Commercial & industrial | $140.12M | 17.5% | |
| Consumer / individual | $1.27M | 0.2% | |
| Construction & development | $98.54M | 12.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $729.24M | $603.56M | $4.11M | $66.72M |
| Jun 2023 | $772.84M | $613.31M | $6.18M | $76.12M |
| Jun 2024 | $859.31M | $682.95M | $5.64M | $86.82M |
| Jun 2025 | $971.21M | $776.07M | $6.68M | $95.69M |
| Jun 2026 | $1.11B | $896.71M | $7.12M | $110.72M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $896.71M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $896.71M.
Similar-sized banks
Trailwest Bank ($1.11B) · The Citizens National Bank Of Bluffton ($1.10B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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