Advertisement
Tustin Community Bank
Tustin, CA · FDIC Certificate #32908 · Chartered 04/2
Total assets
$86.53M
Total deposits
$69.45M
Total equity
$13.34M
Net loans
$68.08M
Branches (offices)
1
Net income (YTD)
$467.00K
Rank: #3,782 of 4,213 U.S. banks by assets · #113 of 115 in California. Assets changed 7.0% and deposits 9.8% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.10% |
| Return on equity | 7.10% |
| Net interest margin (YTD) | 5.99% |
| Equity to assets | 15.41% |
| Tier 1 leverage ratio | 15.46% |
| Uninsured deposits (share of deposits) | 33.6% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.39% |
| Loans to deposits | 98.0% |
| Real estate loans (share of loans) | 57.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $39.39M | 57.9% | |
| Commercial & industrial | $2.25M | 3.3% | |
| Consumer / individual | $28.61M | 42.0% | |
| Construction & development | $2.92M | 4.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $91.78M | $79.98M | $299.00K | $11.19M |
| Jun 2023 | $77.67M | $65.56M | $488.00K | $11.39M |
| Jun 2024 | $80.34M | $61.80M | $362.00K | $11.39M |
| Jun 2025 | $80.88M | $63.28M | $266.00K | $11.43M |
| Jun 2026 | $86.53M | $69.45M | $467.00K | $13.34M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $69.45M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $69.45M.
Similar-sized banks
Paramount Bank ($86.55M) · Farmers And Merchants State Bank Of Bushnell ($86.46M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement