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Ubs Bank Usa, National Association
Salt Lake City, UT · FDIC Certificate #57565 · Chartered 09/1
Total assets
$124.44B
Total deposits
$109.33B
Total equity
$9.40B
Net loans
$92.94B
Branches (offices)
1
Net income (YTD)
$666.33M
Rank: #29 of 4,213 U.S. banks by assets · #4 of 44 in Utah. Assets changed 8.9% and deposits 11.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.09% |
| Return on equity | 14.19% |
| Net interest margin (YTD) | 1.96% |
| Equity to assets | 7.56% |
| Tier 1 leverage ratio | 8.08% |
| Uninsured deposits (share of deposits) | 37.2% |
| Noncurrent loans (share of loans) | 0.12% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 85.0% |
| Real estate loans (share of loans) | 36.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $34.31B | 36.9% | |
| Commercial & industrial | $810.46M | 0.9% | |
| Consumer / individual | $1.38B | 1.5% | |
| Construction & development | $2.45M | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $121.04B | $109.52B | $651.73M | $8.68B |
| Jun 2023 | $114.36B | $94.05B | $820.47M | $9.14B |
| Jun 2024 | $109.62B | $88.13B | $668.75M | $9.55B |
| Jun 2025 | $114.29B | $98.44B | $665.93M | $9.65B |
| Jun 2026 | $124.44B | $109.33B | $666.33M | $9.40B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Utah | $109.33B | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $109.33B.
Similar-sized banks
Pinnacle Bank ($128.79B) · Synchrony Bank ($115.22B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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