Advertisement
United Bank Of Iowa
Ida Grove, IA · FDIC Certificate #958 · Chartered 02/0
Total assets
$2.50B
Total deposits
$1.96B
Total equity
$229.04M
Net loans
$1.65B
Branches (offices)
38
Net income (YTD)
$16.15M
Rank: #502 of 4,213 U.S. banks by assets · #9 of 225 in Iowa. Assets changed 3.3% and deposits 3.8% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.29% |
| Return on equity | 14.25% |
| Net interest margin (YTD) | 2.95% |
| Equity to assets | 9.18% |
| Tier 1 leverage ratio | 10.34% |
| Uninsured deposits (share of deposits) | 18.2% |
| Noncurrent loans (share of loans) | 0.26% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 84.4% |
| Real estate loans (share of loans) | 64.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.07B | 64.7% | |
| Commercial & industrial | $80.47M | 4.9% | |
| Consumer / individual | $47.38M | 2.9% | |
| Construction & development | $17.33M | 1.0% | |
| Agricultural | $460.95M | 27.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.14B | $1.78B | $12.49M | $169.47M |
| Jun 2023 | $2.35B | $1.80B | $11.52M | $165.55M |
| Jun 2024 | $2.39B | $1.85B | $9.47M | $179.43M |
| Jun 2025 | $2.42B | $1.89B | $12.73M | $205.53M |
| Jun 2026 | $2.50B | $1.96B | $16.15M | $229.04M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $1.96B | 38 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.96B.
Similar-sized banks
South Shore Bank ($2.52B) · Esquire Bank, National Association ($2.49B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement