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United Bank & Trust
Marysville, KS · FDIC Certificate #17477 · Chartered 07/0
Total assets
$892.91M
Total deposits
$714.15M
Total equity
$106.47M
Net loans
$663.35M
Branches (offices)
16
Net income (YTD)
$6.89M
Rank: #1,153 of 4,213 U.S. banks by assets · #22 of 183 in Kansas. Assets changed 1.6% and deposits 3.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.53% |
| Return on equity | 13.22% |
| Net interest margin (YTD) | 3.97% |
| Equity to assets | 11.92% |
| Tier 1 leverage ratio | 11.51% |
| Uninsured deposits (share of deposits) | 23.5% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 92.9% |
| Real estate loans (share of loans) | 66.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $438.62M | 66.1% | |
| Commercial & industrial | $60.68M | 9.1% | |
| Consumer / individual | $10.08M | 1.5% | |
| Construction & development | $12.30M | 1.9% | |
| Agricultural | $153.44M | 23.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $825.94M | $679.10M | $4.62M | $77.67M |
| Jun 2023 | $835.49M | $631.90M | $4.47M | $80.43M |
| Jun 2024 | $884.19M | $644.33M | $4.02M | $87.19M |
| Jun 2025 | $879.20M | $693.36M | $5.34M | $97.19M |
| Jun 2026 | $892.91M | $714.15M | $6.89M | $106.47M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $714.15M | 16 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $714.15M.
Similar-sized banks
First Southern State Bank ($893.48M) · Southwest Heritage Bank ($892.80M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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