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United Republic Bank
Elkhorn, NE · FDIC Certificate #58359 · Chartered 12/1
Total assets
$185.77M
Total deposits
$147.37M
Total equity
$25.63M
Net loans
$134.18M
Branches (offices)
3
Net income (YTD)
$148.00K
Rank: #3,076 of 4,213 U.S. banks by assets · #83 of 138 in Nebraska. Assets changed -10.6% and deposits -12.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.15% |
| Return on equity | 1.16% |
| Net interest margin (YTD) | 2.67% |
| Equity to assets | 13.80% |
| Tier 1 leverage ratio | 11.57% |
| Uninsured deposits (share of deposits) | 8.1% |
| Noncurrent loans (share of loans) | 4.89% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 91.1% |
| Real estate loans (share of loans) | 89.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $119.82M | 89.3% | |
| Commercial & industrial | $14.94M | 11.1% | |
| Consumer / individual | $1.31M | 1.0% | |
| Construction & development | $33.10M | 24.7% | |
| Agricultural | $1.20M | 0.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $168.16M | $137.71M | $577.00K | $25.32M |
| Jun 2023 | $187.16M | $149.62M | $526.00K | $26.13M |
| Jun 2024 | $209.91M | $169.01M | $400.00K | $27.28M |
| Jun 2025 | $207.82M | $167.68M | -$1.47M | $26.69M |
| Jun 2026 | $185.77M | $147.37M | $148.00K | $25.63M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $147.37M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $147.37M.
Similar-sized banks
Bank Of Richmondville ($185.90M) · State Bank Of Bement ($185.57M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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