Advertisement
United Security Bank
Fulton, MO · FDIC Certificate #1427 · Chartered 01/2
Total assets
$97.24M
Total deposits
$81.22M
Total equity
$11.82M
Net loans
$75.56M
Branches (offices)
3
Net income (YTD)
$898.00K
Rank: #3,695 of 4,213 U.S. banks by assets · #177 of 190 in Missouri. Assets changed 3.3% and deposits 4.2% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.83% |
| Return on equity | 15.76% |
| Net interest margin (YTD) | 4.02% |
| Equity to assets | 12.15% |
| Tier 1 leverage ratio | 13.38% |
| Uninsured deposits (share of deposits) | 39.2% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.06% |
| Loans to deposits | 93.0% |
| Real estate loans (share of loans) | 89.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $67.33M | 89.1% | |
| Commercial & industrial | $2.40M | 3.2% | |
| Consumer / individual | $5.76M | 7.6% | |
| Construction & development | $5.70M | 7.5% | |
| Agricultural | $1.11M | 1.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $79.60M | $68.47M | $583.00K | $7.57M |
| Jun 2023 | $86.20M | $65.11M | $488.00K | $7.72M |
| Jun 2024 | $92.45M | $74.64M | $428.00K | $8.54M |
| Jun 2025 | $94.17M | $77.96M | $608.00K | $9.95M |
| Jun 2026 | $97.24M | $81.22M | $898.00K | $11.82M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $81.22M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $81.22M.
Similar-sized banks
American Exchange Bank, Lindsay, Oklahoma ($97.36M) · Genesis Bank ($97.23M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement