Advertisement
Vantage Bank
Kent, MN · FDIC Certificate #9733 · Chartered 07/1
Total assets
$85.03M
Total deposits
$75.45M
Total equity
$7.01M
Net loans
$78.48M
Branches (offices)
2
Net income (YTD)
$741.00K
Rank: #3,795 of 4,213 U.S. banks by assets · #183 of 221 in Minnesota. Assets changed 13.6% and deposits 23.4% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.84% |
| Return on equity | 20.76% |
| Net interest margin (YTD) | 4.49% |
| Equity to assets | 8.24% |
| Tier 1 leverage ratio | 8.47% |
| Uninsured deposits (share of deposits) | 20.2% |
| Noncurrent loans (share of loans) | 0.35% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 104.0% |
| Real estate loans (share of loans) | 84.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $66.03M | 84.1% | |
| Commercial & industrial | $9.29M | 11.8% | |
| Consumer / individual | $2.64M | 3.4% | |
| Construction & development | $4.41M | 5.6% | |
| Agricultural | $1.40M | 1.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $58.15M | $53.69M | $83.00K | $4.42M |
| Jun 2023 | $60.75M | $53.86M | $423.00K | $5.18M |
| Jun 2024 | $66.14M | $53.17M | $521.00K | $5.80M |
| Jun 2025 | $74.84M | $61.12M | $604.00K | $6.42M |
| Jun 2026 | $85.03M | $75.45M | $741.00K | $7.01M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $75.45M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $75.45M.
Similar-sized banks
First Security Bank - Canby ($85.16M) · The First National Bank Of Peterstown ($84.85M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement