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Ventura National Bank & Trust
Harveyville, KS · FDIC Certificate #4683 · Chartered 09/2
Total assets
$41.72M
Total deposits
$32.76M
Total equity
$8.70M
Net loans
$36.41M
Branches (offices)
1
Net income (YTD)
-$114.00K
Rank: #4,090 of 4,213 U.S. banks by assets · #170 of 183 in Kansas. Assets changed 12.4% and deposits 17.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -0.46% |
| Return on equity | -2.61% |
| Net interest margin (YTD) | 3.23% |
| Equity to assets | 20.84% |
| Tier 1 leverage ratio | 17.95% |
| Uninsured deposits (share of deposits) | 11.6% |
| Noncurrent loans (share of loans) | 0.09% |
| Net charge-offs (share of loans) | 0.14% |
| Loans to deposits | 111.1% |
| Real estate loans (share of loans) | 19.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $7.02M | 19.3% | |
| Commercial & industrial | $15.78M | 43.3% | |
| Consumer / individual | $277.00K | 0.8% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $202.00K | 0.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $15.84M | $13.81M | $12.00K | $1.53M |
| Jun 2023 | $15.83M | $13.87M | $23.00K | $1.56M |
| Jun 2024 | $15.93M | $14.04M | $21.00K | $1.56M |
| Jun 2025 | $37.11M | $27.86M | -$77.00K | $8.95M |
| Jun 2026 | $41.72M | $32.76M | -$114.00K | $8.70M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $32.76M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $32.76M.
Similar-sized banks
North Side Federal Savings And Loan Association Of Chicago ($41.82M) · Champion Bank ($41.71M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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