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Versailles Savings And Loan Company
Versailles, OH · FDIC Certificate #28703 · Chartered 12/1
Total assets
$65.64M
Total deposits
$51.13M
Total equity
$12.37M
Net loans
$45.76M
Branches (offices)
1
Net income (YTD)
$390.00K
Rank: #3,931 of 4,213 U.S. banks by assets · #143 of 155 in Ohio. Assets changed 6.6% and deposits 7.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.22% |
| Return on equity | 6.40% |
| Net interest margin (YTD) | 3.69% |
| Equity to assets | 18.84% |
| Tier 1 leverage ratio | 19.25% |
| Uninsured deposits (share of deposits) | 10.2% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 89.5% |
| Real estate loans (share of loans) | 97.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $44.78M | 97.9% | |
| Commercial & industrial | $603.00K | 1.3% | |
| Consumer / individual | $892.00K | 1.9% | |
| Construction & development | $16.00K | 0.0% | |
| Agricultural | $43.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $66.13M | $51.28M | $122.00K | $11.30M |
| Jun 2023 | $57.42M | $41.55M | $516.00K | $11.99M |
| Jun 2024 | $56.81M | $41.31M | -$8.00K | $11.68M |
| Jun 2025 | $61.58M | $47.37M | $317.00K | $12.15M |
| Jun 2026 | $65.64M | $51.13M | $390.00K | $12.37M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $51.13M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $51.13M.
Similar-sized banks
Summit National Bank ($65.94M) · Latimer State Bank ($65.53M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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