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Vision Bank
Ada, OK · FDIC Certificate #4029 · Chartered 11/0
Total assets
$999.61M
Total deposits
$835.98M
Total equity
$73.44M
Net loans
$693.08M
Branches (offices)
10
Net income (YTD)
$6.32M
Rank: #1,045 of 4,213 U.S. banks by assets · #26 of 168 in Oklahoma. Assets changed 6.3% and deposits 8.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.29% |
| Return on equity | 17.45% |
| Net interest margin (YTD) | 4.17% |
| Equity to assets | 7.35% |
| Tier 1 leverage ratio | 9.20% |
| Uninsured deposits (share of deposits) | 20.4% |
| Noncurrent loans (share of loans) | 2.59% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 82.9% |
| Real estate loans (share of loans) | 86.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $599.31M | 86.5% | |
| Commercial & industrial | $57.92M | 8.4% | |
| Consumer / individual | $34.54M | 5.0% | |
| Construction & development | $38.13M | 5.5% | |
| Agricultural | $4.67M | 0.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $856.20M | $733.08M | $4.73M | $52.54M |
| Jun 2023 | $919.42M | $789.94M | $3.60M | $51.16M |
| Jun 2024 | $997.26M | $852.18M | $3.56M | $57.41M |
| Jun 2025 | $939.95M | $771.99M | $5.82M | $63.37M |
| Jun 2026 | $999.61M | $835.98M | $6.32M | $73.44M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $835.98M | 10 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $835.98M.
Similar-sized banks
Golden State Bank ($1.00B) · Farmers & Merchants Bank ($998.75M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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