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Visionbank Of Iowa
Ames, IA · FDIC Certificate #11763 · Chartered 06/0
Total assets
$896.12M
Total deposits
$758.87M
Total equity
$94.47M
Net loans
$746.72M
Branches (offices)
13
Net income (YTD)
$6.77M
Rank: #1,146 of 4,213 U.S. banks by assets · #28 of 225 in Iowa. Assets changed -1.9% and deposits -1.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.51% |
| Return on equity | 14.61% |
| Net interest margin (YTD) | 3.80% |
| Equity to assets | 10.54% |
| Tier 1 leverage ratio | 9.43% |
| Uninsured deposits (share of deposits) | 28.2% |
| Noncurrent loans (share of loans) | 0.71% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 98.4% |
| Real estate loans (share of loans) | 84.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $627.37M | 84.0% | |
| Commercial & industrial | $94.94M | 12.7% | |
| Consumer / individual | $1.09M | 0.1% | |
| Construction & development | $86.33M | 11.6% | |
| Agricultural | $25.09M | 3.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $594.76M | $486.11M | $2.06M | $58.88M |
| Jun 2023 | $787.37M | $658.72M | $3.91M | $74.84M |
| Jun 2024 | $843.24M | $701.57M | $4.47M | $82.47M |
| Jun 2025 | $913.09M | $771.42M | $5.45M | $89.51M |
| Jun 2026 | $896.12M | $758.87M | $6.77M | $94.47M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $758.87M | 13 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $758.87M.
Similar-sized banks
Mountain Pacific Bank ($896.43M) · Titan Bank, N.A. ($896.11M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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