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Walpole Co-Operative Bank
Walpole, MA · FDIC Certificate #26487 · Chartered 01/0
Total assets
$646.47M
Total deposits
$509.22M
Total equity
$122.68M
Net loans
$549.28M
Branches (offices)
1
Net income (YTD)
$3.65M
Rank: #1,467 of 4,213 U.S. banks by assets · #62 of 89 in Massachusetts. Assets changed 1.1% and deposits 2.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.13% |
| Return on equity | 6.02% |
| Net interest margin (YTD) | 3.82% |
| Equity to assets | 18.98% |
| Tier 1 leverage ratio | 18.82% |
| Uninsured deposits (share of deposits) | 23.8% |
| Noncurrent loans (share of loans) | 0.11% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 107.9% |
| Real estate loans (share of loans) | 99.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $546.83M | 99.6% | |
| Commercial & industrial | $9.68M | 1.8% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $100.82M | 18.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $561.27M | $453.85M | $2.55M | $104.37M |
| Jun 2023 | $582.34M | $439.12M | $1.13M | $108.09M |
| Jun 2024 | $601.12M | $446.84M | $449.00K | $110.82M |
| Jun 2025 | $639.50M | $497.84M | $1.83M | $115.80M |
| Jun 2026 | $646.47M | $509.22M | $3.65M | $122.68M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Massachusetts | $509.22M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $509.22M.
Similar-sized banks
Dominion Bank ($647.36M) · The First National Bank Of Jeanerette ($646.45M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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