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Washington State Bank
Washington, LA · FDIC Certificate #9326 · Chartered 04/1
Total assets
$309.21M
Total deposits
$273.89M
Total equity
$32.29M
Net loans
$224.62M
Branches (offices)
7
Net income (YTD)
$1.70M
Rank: #2,423 of 4,213 U.S. banks by assets · #59 of 103 in Louisiana. Assets changed 1.4% and deposits 1.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.12% |
| Return on equity | 10.55% |
| Net interest margin (YTD) | 4.44% |
| Equity to assets | 10.44% |
| Tier 1 leverage ratio | 10.81% |
| Uninsured deposits (share of deposits) | 26.2% |
| Noncurrent loans (share of loans) | 1.29% |
| Net charge-offs (share of loans) | 0.59% |
| Loans to deposits | 82.0% |
| Real estate loans (share of loans) | 84.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $188.68M | 84.0% | |
| Commercial & industrial | $10.83M | 4.8% | |
| Consumer / individual | $15.05M | 6.7% | |
| Construction & development | $13.03M | 5.8% | |
| Agricultural | $11.56M | 5.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $293.87M | $271.40M | $1.51M | $20.99M |
| Jun 2023 | $296.05M | $256.05M | $2.29M | $24.89M |
| Jun 2024 | $295.26M | $263.40M | $1.72M | $28.64M |
| Jun 2025 | $305.02M | $271.25M | $2.09M | $30.56M |
| Jun 2026 | $309.21M | $273.89M | $1.70M | $32.29M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $273.89M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $273.89M.
Similar-sized banks
The Pecos County State Bank ($309.41M) · First State Bank ($308.79M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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