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Washita State Bank
Burns Flat, OK · FDIC Certificate #22430 · Chartered 03/1
Total assets
$44.27M
Total deposits
$35.68M
Total equity
$6.48M
Net loans
$29.76M
Branches (offices)
1
Net income (YTD)
$43.00K
Rank: #4,074 of 4,213 U.S. banks by assets · #159 of 168 in Oklahoma. Assets changed -6.5% and deposits -7.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.20% |
| Return on equity | 1.33% |
| Net interest margin (YTD) | 4.35% |
| Equity to assets | 14.63% |
| Tier 1 leverage ratio | 14.60% |
| Uninsured deposits (share of deposits) | 15.2% |
| Noncurrent loans (share of loans) | 3.34% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 83.4% |
| Real estate loans (share of loans) | 61.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $18.28M | 61.4% | |
| Commercial & industrial | $7.58M | 25.5% | |
| Consumer / individual | $1.24M | 4.2% | |
| Construction & development | $812.00K | 2.7% | |
| Agricultural | $3.12M | 10.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $46.24M | $39.79M | $217.00K | $6.39M |
| Jun 2023 | $42.66M | $35.08M | $1.27M | $7.50M |
| Jun 2024 | $53.16M | $46.38M | $438.00K | $6.70M |
| Jun 2025 | $47.33M | $38.52M | $204.00K | $6.60M |
| Jun 2026 | $44.27M | $35.68M | $43.00K | $6.48M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $35.68M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $35.68M.
Similar-sized banks
Welcome State Bank ($44.28M) · Union State Bank ($44.25M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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