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Washita Valley Bank
Fort Cobb, OK · FDIC Certificate #2308 · Chartered 07/0
Total assets
$68.81M
Total deposits
$60.01M
Total equity
$8.45M
Net loans
$30.11M
Branches (offices)
1
Net income (YTD)
$370.00K
Rank: #3,914 of 4,213 U.S. banks by assets · #143 of 168 in Oklahoma. Assets changed 6.2% and deposits 6.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.11% |
| Return on equity | 8.89% |
| Net interest margin (YTD) | 4.38% |
| Equity to assets | 12.27% |
| Tier 1 leverage ratio | 12.27% |
| Uninsured deposits (share of deposits) | 26.1% |
| Noncurrent loans (share of loans) | 8.23% |
| Net charge-offs (share of loans) | 3.04% |
| Loans to deposits | 50.2% |
| Real estate loans (share of loans) | 33.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $10.00M | 33.2% | |
| Commercial & industrial | $4.04M | 13.4% | |
| Consumer / individual | $5.92M | 19.6% | |
| Construction & development | $2.13M | 7.1% | |
| Agricultural | $10.18M | 33.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $53.41M | $45.35M | $320.00K | $7.81M |
| Jun 2023 | $60.43M | $52.20M | $347.00K | $7.93M |
| Jun 2024 | $60.66M | $52.33M | $339.00K | $7.96M |
| Jun 2025 | $64.82M | $56.42M | $216.00K | $8.05M |
| Jun 2026 | $68.81M | $60.01M | $370.00K | $8.45M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $60.01M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $60.01M.
Similar-sized banks
Altos Bank ($68.83M) · State Bank Of Chandler ($68.75M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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