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Wesbanco Bank, Inc.
Wheeling, WV · FDIC Certificate #803 · Chartered 01/2
Total assets
$27.75B
Total deposits
$21.77B
Total equity
$4.22B
Net loans
$19.32B
Branches (offices)
217
Net income (YTD)
$191.90M
Rank: #78 of 4,213 U.S. banks by assets · #1 of 41 in West Virginia. Assets changed 1.0% and deposits 2.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.39% |
| Return on equity | 9.16% |
| Net interest margin (YTD) | 3.68% |
| Equity to assets | 15.20% |
| Tier 1 leverage ratio | 10.25% |
| Uninsured deposits (share of deposits) | 32.2% |
| Noncurrent loans (share of loans) | 0.86% |
| Net charge-offs (share of loans) | 0.09% |
| Loans to deposits | 88.7% |
| Real estate loans (share of loans) | 84.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $16.28B | 84.3% | |
| Commercial & industrial | $2.46B | 12.7% | |
| Consumer / individual | $241.58M | 1.3% | |
| Construction & development | $1.69B | 8.7% | |
| Agricultural | $18.92M | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $16.75B | $13.82B | $90.68M | $2.48B |
| Jun 2023 | $17.31B | $13.14B | $94.66M | $2.44B |
| Jun 2024 | $18.10B | $13.65B | $73.54M | $2.59B |
| Jun 2025 | $27.46B | $21.29B | $63.29M | $4.01B |
| Jun 2026 | $27.75B | $21.77B | $191.90M | $4.22B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $8.58B | 96 |
| West Virginia | $4.21B | 34 |
| Maryland | $2.87B | 21 |
| Kentucky | $2.37B | 24 |
| Pennsylvania | $1.91B | 25 |
| Indiana | $1.33B | 11 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $21.77B.
Similar-sized banks
Arvest Bank ($28.05B) · Wafd Bank ($27.58B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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