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West Gate Bank
Lincoln, NE · FDIC Certificate #19850 · Chartered 09/0
Total assets
$1.47B
Total deposits
$1.27B
Total equity
$154.99M
Net loans
$1.06B
Branches (offices)
10
Net income (YTD)
$7.02M
Rank: #753 of 4,213 U.S. banks by assets · #10 of 138 in Nebraska. Assets changed 8.8% and deposits 16.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.97% |
| Return on equity | 9.39% |
| Net interest margin (YTD) | 3.64% |
| Equity to assets | 10.52% |
| Tier 1 leverage ratio | 10.38% |
| Uninsured deposits (share of deposits) | 15.6% |
| Noncurrent loans (share of loans) | 0.25% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 83.0% |
| Real estate loans (share of loans) | 89.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $945.43M | 89.4% | |
| Commercial & industrial | $83.71M | 7.9% | |
| Consumer / individual | $340.00K | 0.0% | |
| Construction & development | $128.88M | 12.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.04B | $892.73M | $2.43M | $105.51M |
| Jun 2023 | $1.27B | $1.04B | $5.37M | $127.25M |
| Jun 2024 | $1.29B | $1.11B | $7.30M | $138.33M |
| Jun 2025 | $1.35B | $1.09B | $6.32M | $135.87M |
| Jun 2026 | $1.47B | $1.27B | $7.02M | $154.99M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $1.27B | 10 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.27B.
Similar-sized banks
North American Banking Company ($1.47B) · The Dart Bank ($1.47B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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