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Westbury Bank
Waukesha, WI · FDIC Certificate #28400 · Chartered 01/0
Total assets
$771.89M
Total deposits
$697.95M
Total equity
$64.46M
Net loans
$543.40M
Branches (offices)
9
Net income (YTD)
$3.12M
Rank: #1,291 of 4,213 U.S. banks by assets · #41 of 153 in Wisconsin. Assets changed -4.2% and deposits -3.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.80% |
| Return on equity | 9.68% |
| Net interest margin (YTD) | 4.12% |
| Equity to assets | 8.35% |
| Tier 1 leverage ratio | 9.20% |
| Uninsured deposits (share of deposits) | 19.4% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 77.9% |
| Real estate loans (share of loans) | 87.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $473.55M | 87.1% | |
| Commercial & industrial | $68.39M | 12.6% | |
| Consumer / individual | $631.00K | 0.1% | |
| Construction & development | $11.47M | 2.1% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $954.08M | $866.74M | $3.45M | $77.19M |
| Jun 2023 | $900.17M | $760.51M | $5.20M | $73.16M |
| Jun 2024 | $817.44M | $733.42M | $3.94M | $74.08M |
| Jun 2025 | $806.12M | $724.94M | $4.15M | $71.19M |
| Jun 2026 | $771.89M | $697.95M | $3.12M | $64.46M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $697.95M | 9 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $697.95M.
Similar-sized banks
Wilmington Trust, National Association ($772.08M) · Midsouth Bank ($771.48M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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