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Wintrust Bank, National Association
Chicago, IL · FDIC Certificate #33935 · Chartered 09/1
Total assets
$9.57B
Total deposits
$8.29B
Total equity
$1.11B
Net loans
$7.88B
Branches (offices)
37
Net income (YTD)
$93.61M
Rank: #168 of 4,213 U.S. banks by assets · #6 of 322 in Illinois. Assets changed 0.0% and deposits -0.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.98% |
| Return on equity | 17.21% |
| Net interest margin (YTD) | 3.93% |
| Equity to assets | 11.57% |
| Tier 1 leverage ratio | 11.41% |
| Uninsured deposits (share of deposits) | 45.9% |
| Noncurrent loans (share of loans) | 0.36% |
| Net charge-offs (share of loans) | 0.24% |
| Loans to deposits | 95.1% |
| Real estate loans (share of loans) | 47.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $3.72B | 47.2% | |
| Commercial & industrial | $2.98B | 37.9% | |
| Consumer / individual | $587.56M | 7.5% | |
| Construction & development | $675.32M | 8.6% | |
| Agricultural | $7.14M | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $9.05B | $7.88B | $64.69M | $941.22M |
| Jun 2023 | $9.16B | $7.82B | $90.50M | $1.02B |
| Jun 2024 | $9.57B | $8.30B | $85.14M | $1.03B |
| Jun 2025 | $9.56B | $8.30B | $84.81M | $1.07B |
| Jun 2026 | $9.57B | $8.29B | $93.61M | $1.11B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $8.29B | 37 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $8.29B.
Similar-sized banks
Rbc Bank, (Georgia) National Association ($9.59B) · Peoples Bank ($9.53B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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