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Woodtrust Bank
Wisconsin Rapids, WI · FDIC Certificate #5335 · Chartered 08/1
Total assets
$734.75M
Total deposits
$600.68M
Total equity
$68.71M
Net loans
$374.67M
Branches (offices)
7
Net income (YTD)
$12.03M
Rank: #1,333 of 4,213 U.S. banks by assets · #45 of 153 in Wisconsin. Assets changed 12.8% and deposits 10.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 3.43% |
| Return on equity | 36.88% |
| Net interest margin (YTD) | 3.79% |
| Equity to assets | 9.35% |
| Tier 1 leverage ratio | 10.93% |
| Uninsured deposits (share of deposits) | 60.4% |
| Noncurrent loans (share of loans) | 1.33% |
| Net charge-offs (share of loans) | 1.07% |
| Loans to deposits | 62.4% |
| Real estate loans (share of loans) | 84.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $314.67M | 84.0% | |
| Commercial & industrial | $33.83M | 9.0% | |
| Consumer / individual | $31.04M | 8.3% | |
| Construction & development | $9.30M | 2.5% | |
| Agricultural | $1.45M | 0.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $649.80M | $546.21M | $8.41M | $47.64M |
| Jun 2023 | $630.05M | $524.78M | $9.75M | $55.24M |
| Jun 2024 | $611.20M | $533.11M | $11.56M | $62.76M |
| Jun 2025 | $651.59M | $542.84M | $12.86M | $67.56M |
| Jun 2026 | $734.75M | $600.68M | $12.03M | $68.71M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $600.68M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $600.68M.
Similar-sized banks
Fnb South ($734.82M) · Homebank ($733.31M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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