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Worthington Federal Savings Bank, FSB
Worthington, MN · FDIC Certificate #29426 · Chartered 05/0
Total assets
$135.40M
Total deposits
$113.35M
Total equity
$19.84M
Net loans
$88.34M
Branches (offices)
3
Net income (YTD)
$414.00K
Rank: #3,422 of 4,213 U.S. banks by assets · #145 of 221 in Minnesota. Assets changed 27.3% and deposits 30.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.61% |
| Return on equity | 4.21% |
| Net interest margin (YTD) | 3.00% |
| Equity to assets | 14.65% |
| Tier 1 leverage ratio | 14.83% |
| Uninsured deposits (share of deposits) | 3.9% |
| Noncurrent loans (share of loans) | 0.65% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 77.9% |
| Real estate loans (share of loans) | 96.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $85.20M | 96.4% | |
| Commercial & industrial | $699.00K | 0.8% | |
| Consumer / individual | $3.72M | 4.2% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $99.02M | $85.66M | $273.00K | $12.64M |
| Jun 2023 | $100.14M | $81.56M | $114.00K | $12.81M |
| Jun 2024 | $104.20M | $85.29M | $112.00K | $13.13M |
| Jun 2025 | $106.33M | $87.16M | $119.00K | $13.81M |
| Jun 2026 | $135.40M | $113.35M | $414.00K | $19.84M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $113.35M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $113.35M.
Similar-sized banks
Acb Bank ($135.46M) · The Peoples Bank ($135.31M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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