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Wrentham Co-Operative Bank
Wrentham, MA · FDIC Certificate #26576 · Chartered 01/0
Total assets
$192.62M
Total deposits
$175.78M
Total equity
$16.20M
Net loans
$118.04M
Branches (offices)
3
Net income (YTD)
$43.00K
Rank: #3,022 of 4,213 U.S. banks by assets · #82 of 89 in Massachusetts. Assets changed 5.4% and deposits 6.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.04% |
| Return on equity | 0.53% |
| Net interest margin (YTD) | 2.05% |
| Equity to assets | 8.41% |
| Tier 1 leverage ratio | 8.34% |
| Uninsured deposits (share of deposits) | 24.0% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 67.2% |
| Real estate loans (share of loans) | 99.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $117.42M | 99.5% | |
| Commercial & industrial | $50.00K | 0.0% | |
| Consumer / individual | $1.07M | 0.9% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $164.04M | $146.50M | $93.00K | $17.19M |
| Jun 2023 | $156.19M | $138.09M | $133.00K | $17.67M |
| Jun 2024 | $177.52M | $159.68M | -$612.00K | $16.95M |
| Jun 2025 | $182.71M | $165.70M | -$262.00K | $16.30M |
| Jun 2026 | $192.62M | $175.78M | $43.00K | $16.20M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Massachusetts | $175.78M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $175.78M.
Similar-sized banks
The Cincinnatus Savings & Loan Co. ($193.10M) · Walden Mutual Bank ($192.57M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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