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Ynb
Yukon, OK · FDIC Certificate #4235 · Chartered 04/1
Total assets
$261.37M
Total deposits
$232.53M
Total equity
$20.54M
Net loans
$144.53M
Branches (offices)
5
Net income (YTD)
$718.00K
Rank: #2,656 of 4,213 U.S. banks by assets · #89 of 168 in Oklahoma. Assets changed 8.3% and deposits 5.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.55% |
| Return on equity | 7.05% |
| Net interest margin (YTD) | 3.75% |
| Equity to assets | 7.86% |
| Tier 1 leverage ratio | 8.45% |
| Uninsured deposits (share of deposits) | 33.8% |
| Noncurrent loans (share of loans) | 0.39% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 62.2% |
| Real estate loans (share of loans) | 83.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $120.89M | 83.6% | |
| Commercial & industrial | $11.61M | 8.0% | |
| Consumer / individual | $12.88M | 8.9% | |
| Construction & development | $34.98M | 24.2% | |
| Agricultural | $277.00K | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $232.80M | $218.58M | $538.00K | $13.88M |
| Jun 2023 | $247.99M | $233.44M | $1.36M | $14.11M |
| Jun 2024 | $249.01M | $230.87M | $1.13M | $17.36M |
| Jun 2025 | $241.44M | $221.24M | $511.00K | $19.07M |
| Jun 2026 | $261.37M | $232.53M | $718.00K | $20.54M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $232.53M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $232.53M.
Similar-sized banks
Bank Of Salem ($261.51M) · Ab&T ($261.18M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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