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York State Bank
York, NE · FDIC Certificate #16079 · Chartered 07/0
Total assets
$200.16M
Total deposits
$167.38M
Total equity
$31.76M
Net loans
$129.04M
Branches (offices)
4
Net income (YTD)
$2.07M
Rank: #2,975 of 4,213 U.S. banks by assets · #79 of 138 in Nebraska. Assets changed 7.3% and deposits 6.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.08% |
| Return on equity | 13.32% |
| Net interest margin (YTD) | 4.52% |
| Equity to assets | 15.87% |
| Tier 1 leverage ratio | 13.92% |
| Uninsured deposits (share of deposits) | 27.4% |
| Noncurrent loans (share of loans) | 0.20% |
| Net charge-offs (share of loans) | 0.08% |
| Loans to deposits | 77.1% |
| Real estate loans (share of loans) | 28.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $37.11M | 28.8% | |
| Commercial & industrial | $17.84M | 13.8% | |
| Consumer / individual | $1.69M | 1.3% | |
| Construction & development | $857.00K | 0.7% | |
| Agricultural | $73.86M | 57.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $183.47M | $160.06M | $1.07M | $22.38M |
| Jun 2023 | $191.12M | $167.09M | $1.55M | $23.02M |
| Jun 2024 | $184.13M | $156.13M | $1.49M | $25.89M |
| Jun 2025 | $186.51M | $156.56M | $1.53M | $29.00M |
| Jun 2026 | $200.16M | $167.38M | $2.07M | $31.76M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $167.38M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $167.38M.
Similar-sized banks
The First National Bank Of Mcconnelsville ($200.19M) · First National Bank In Taylorville ($200.11M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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