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Young Americans Bank
Denver, CO · FDIC Certificate #27010 · Chartered 08/0
Total assets
$15.53M
Total deposits
$13.44M
Total equity
$1.83M
Net loans
$47.00K
Branches (offices)
2
Net income (YTD)
-$914.00K
Rank: #4,196 of 4,213 U.S. banks by assets · #62 of 63 in Colorado. Assets changed -4.4% and deposits -4.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -11.53% |
| Return on equity | -89.68% |
| Net interest margin (YTD) | 3.36% |
| Equity to assets | 11.79% |
| Tier 1 leverage ratio | 11.86% |
| Uninsured deposits (share of deposits) | 3.0% |
| Noncurrent loans (share of loans) | 10.53% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 0.3% |
| Real estate loans (share of loans) | 0.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $0 | 0.0% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $57.00K | 121.3% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $22.70M | $20.70M | -$817.00K | $1.89M |
| Jun 2023 | $21.81M | $19.92M | -$652.00K | $1.76M |
| Jun 2024 | $17.23M | $15.80M | -$894.00K | $1.35M |
| Jun 2025 | $16.24M | $14.05M | -$1.04M | $2.01M |
| Jun 2026 | $15.53M | $13.44M | -$914.00K | $1.83M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Colorado | $13.44M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $13.44M.
Similar-sized banks
Cedar Hill National Bank ($15.98M) · Thrivent Trust Company ($15.47M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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