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Act 1St
LaVale, MD · NCUA Charter #6679 · Federal charter · Chartered 1950
Total assets
$149.67M
Shares & deposits
$137.18M
Total loans
$108.54M
Members
12,052
Net worth
$12.07M
Branches
3
Rank: #1,498 of 4,299 U.S. credit unions by assets · #31 of 60 in Maryland. Assets changed 2.3% and membership 1.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 8.07% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.49% |
| Loans to shares & deposits | 79.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $156.37M | $144.29M | $0 | $11.94M |
| Jun 2023 | $144.74M | $133.06M | $0 | $11.75M |
| Jun 2024 | $142.27M | $131.87M | $0 | $10.05M |
| Jun 2025 | $146.24M | $135.18M | $0 | $10.74M |
| Jun 2026 | $149.67M | $137.18M | $0 | $12.07M |
Branch footprint
| State | Branches |
|---|---|
| Maryland | 2 |
| West Virginia | 1 |
Similar-sized credit unions
Jm Associates ($151.17M) · Consumers Professional ($149.67M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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