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American 1
JACKSON, MI · NCUA Charter #65595 · State charter, federally insured · Chartered 1980
Total assets
$661.30M
Shares & deposits
$543.28M
Total loans
$455.37M
Members
67,470
Net worth
$103.05M
Branches
18
Rank: #649 of 4,299 U.S. credit unions by assets · #39 of 169 in Michigan. Assets changed -0.7% and membership 0.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 15.58% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.35% |
| Loans to shares & deposits | 83.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $586.19M | $486.23M | $0 | $85.85M |
| Jun 2023 | $592.58M | $489.50M | $0 | $94.53M |
| Jun 2024 | $704.60M | $588.10M | $0 | $100.74M |
| Jun 2025 | $666.27M | $550.47M | $0 | $100.51M |
| Jun 2026 | $661.30M | $543.28M | $0 | $103.05M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 18 |
Similar-sized credit unions
Omni Community ($662.00M) · Consumer ($660.50M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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