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Arbor Financial
KALAMAZOO, MI · NCUA Charter #61708 · State charter, federally insured · Chartered 1935
Total assets
$898.99M
Shares & deposits
$770.58M
Total loans
$685.23M
Members
47,138
Net worth
$95.38M
Branches
13
Rank: #521 of 4,299 U.S. credit unions by assets · #33 of 169 in Michigan. Assets changed -0.4% and membership 0.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.62% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.47% |
| Loans to shares & deposits | 88.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $849.85M | $733.60M | $0 | $70.58M |
| Jun 2023 | $895.05M | $725.35M | $0 | $78.52M |
| Jun 2024 | $972.83M | $752.19M | $0 | $82.09M |
| Jun 2025 | $902.47M | $774.51M | $0 | $88.03M |
| Jun 2026 | $898.99M | $770.58M | $0 | $95.38M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 13 |
Similar-sized credit unions
Merced School Employees ($899.03M) · Sun Community ($895.65M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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