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B.E.A.
Bethalto, IL · NCUA Charter #65759 · State charter, federally insured · Chartered 1954
Total assets
$2.37M
Shares & deposits
$1.73M
Total loans
$1.62M
Members
419
Net worth
$634.87K
Branches
2
Rank: #4,037 of 4,299 U.S. credit unions by assets · #156 of 188 in Illinois. Assets changed -3.7% and membership -2.3% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 26.75% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 2.34% |
| Loans to shares & deposits | 93.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $3.22M | $2.65M | $0 | $573.90K |
| Jun 2023 | $3.05M | $2.26M | $0 | $588.23K |
| Jun 2024 | $2.82M | $1.95M | $0 | $617.73K |
| Jun 2025 | $2.47M | $1.76M | $0 | $636.79K |
| Jun 2026 | $2.37M | $1.73M | $0 | $634.87K |
Branch footprint
| State | Branches |
|---|---|
| Illinois | 2 |
Similar-sized credit unions
Planters ($2.40M) · School Employees ($2.36M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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