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Bayer Heritage
New Martinsvill, WV · NCUA Charter #11836 · Federal charter · Chartered 1957
Total assets
$800.73M
Shares & deposits
$721.63M
Total loans
$636.06M
Members
45,056
Net worth
$79.28M
Branches
11
Rank: #568 of 4,299 U.S. credit unions by assets · #1 of 74 in West Virginia. Assets changed 3.5% and membership 1.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.90% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.92% |
| Loans to shares & deposits | 88.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $675.65M | $618.00M | $0 | $59.56M |
| Jun 2023 | $726.62M | $663.65M | $0 | $66.01M |
| Jun 2024 | $871.97M | $802.60M | $0 | $69.30M |
| Jun 2025 | $773.38M | $700.64M | $0 | $72.65M |
| Jun 2026 | $800.73M | $721.63M | $0 | $79.28M |
Branch footprint
| State | Branches |
|---|---|
| West Virginia | 5 |
| South Carolina | 3 |
| Pennsylvania | 1 |
| Ohio | 1 |
| Texas | 1 |
Similar-sized credit unions
Texell ($801.03M) · Caribe ($799.90M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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