Advertisement
Baylands Family
WEST POINT, VA · NCUA Charter #68686 · State charter, federally insured · Chartered 1946
Total assets
$95.01M
Shares & deposits
$85.54M
Total loans
$49.14M
Members
5,583
Net worth
$9.14M
Branches
3
Rank: #1,859 of 4,299 U.S. credit unions by assets · #48 of 95 in Virginia. Assets changed 4.4% and membership -1.7% over the year to June 30, 2026.
Advertisement
Key ratios
| Net worth ratio (capital) | 9.62% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.88% |
| Loans to shares & deposits | 57.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $96.10M | $91.13M | $0 | $7.48M |
| Jun 2023 | $92.46M | $88.00M | $0 | $7.92M |
| Jun 2024 | $90.08M | $83.81M | $0 | $8.13M |
| Jun 2025 | $91.03M | $82.74M | $0 | $8.46M |
| Jun 2026 | $95.01M | $85.54M | $0 | $9.14M |
Branch footprint
| State | Branches |
|---|---|
| Virginia | 3 |
Similar-sized credit unions
Lufthansa Emp. ($95.25M) · Omaha Police ($94.83M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
Advertisement