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Beacon Credit Union, Incorporated
Lynchburg, VA · NCUA Charter #66965 · State charter, federally insured · Chartered 1939
Total assets
$391.58M
Shares & deposits
$341.95M
Total loans
$341.25M
Members
30,270
Net worth
$43.16M
Branches
11
Rank: #894 of 4,299 U.S. credit unions by assets · #27 of 95 in Virginia. Assets changed 18.0% and membership 3.6% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.60% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.13% |
| Loans to shares & deposits | 99.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $259.14M | $229.54M | $0 | $27.18M |
| Jun 2023 | $298.09M | $256.05M | $0 | $31.20M |
| Jun 2024 | $323.15M | $278.22M | $0 | $33.72M |
| Jun 2025 | $331.77M | $287.79M | $0 | $38.23M |
| Jun 2026 | $391.58M | $341.95M | $0 | $43.16M |
Branch footprint
| State | Branches |
|---|---|
| Virginia | 11 |
Similar-sized credit unions
Industrial Cu Of Whatcom County ($391.60M) · Fremont ($391.39M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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