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Centricity
HERMANTOWN, MN · NCUA Charter #68685 · State charter, federally insured · Chartered 1943
Total assets
$340.52M
Shares & deposits
$277.44M
Total loans
$251.30M
Members
21,518
Net worth
$47.56M
Branches
5
Rank: #975 of 4,299 U.S. credit unions by assets · #19 of 80 in Minnesota. Assets changed 9.0% and membership -2.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.97% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.42% |
| Loans to shares & deposits | 90.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $234.87M | $205.40M | $0 | $23.99M |
| Jun 2023 | $245.80M | $200.03M | $0 | $25.87M |
| Jun 2024 | $246.83M | $195.59M | $0 | $29.74M |
| Jun 2025 | $312.36M | $254.64M | $0 | $40.70M |
| Jun 2026 | $340.52M | $277.44M | $0 | $47.56M |
Branch footprint
| State | Branches |
|---|---|
| Minnesota | 4 |
| Wisconsin | 1 |
Similar-sized credit unions
West Virginia Central ($341.32M) · Inroads ($340.00M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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