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Cha-Tel
Charleston, WV · NCUA Charter #15935 · Federal charter · Chartered 1963
Total assets
$11.54M
Shares & deposits
$9.95M
Total loans
$5.94M
Members
1,245
Net worth
$1.57M
Branches
3
Rank: #3,445 of 4,299 U.S. credit unions by assets · #54 of 74 in West Virginia. Assets changed 2.3% and membership -3.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.62% |
| Return on assets (annualized, approx.) | 0.00% |
| Loans to shares & deposits | 59.7% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $12.71M | $11.43M | $0 | $1.25M |
| Jun 2023 | $11.61M | $10.25M | $0 | $1.33M |
| Jun 2024 | $11.10M | $9.60M | $0 | $1.48M |
| Jun 2025 | $11.28M | $9.80M | $0 | $1.51M |
| Jun 2026 | $11.54M | $9.95M | $0 | $1.57M |
Branch footprint
| State | Branches |
|---|---|
| West Virginia | 2 |
| Michigan | 1 |
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Austin City Employees ($11.58M) · I.B.E.W. Lu 66 ($11.52M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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