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Chattanooga First
CHATTANOOGA, TN · NCUA Charter #14725 · Federal charter · Chartered 1961
Total assets
$25.50M
Shares & deposits
$19.70M
Total loans
$13.31M
Members
1,272
Net worth
$5.72M
Branches
3
Rank: #2,952 of 4,299 U.S. credit unions by assets · #87 of 125 in Tennessee. Assets changed -3.9% and membership -26.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 22.44% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 2.12% |
| Loans to shares & deposits | 67.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $24.57M | $19.13M | $0 | $5.54M |
| Jun 2023 | $25.20M | $19.47M | $0 | $5.74M |
| Jun 2024 | $25.85M | $20.04M | $0 | $5.70M |
| Jun 2025 | $26.54M | $20.62M | $0 | $5.76M |
| Jun 2026 | $25.50M | $19.70M | $0 | $5.72M |
Branch footprint
| State | Branches |
|---|---|
| Tennessee | 2 |
| Michigan | 1 |
Similar-sized credit unions
Gulf Trust ($25.54M) · Worcester Police Department ($25.47M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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