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Credit Unions · Massachusetts

Chelsea Employees

Chelsea, MA · NCUA Charter #851 · Federal charter · Chartered 1935

Total assets
$21.45M
Shares & deposits
$19.19M
Total loans
$14.95M
Members
2,262
Net worth
$1.85M
Branches
1
Rank: #3,075 of 4,299 U.S. credit unions by assets · #92 of 121 in Massachusetts. Assets changed 3.3% and membership 5.7% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)8.65%
Return on assets (annualized, approx.)0.00%
Delinquent loans, 2+ months (share of loans)0.08%
Loans to shares & deposits77.9%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$21.18M$19.90M$0$1.27M
Jun 2023$20.70M$19.34M$0$1.36M
Jun 2024$20.16M$18.57M$0$1.57M
Jun 2025$20.77M$18.38M$0$1.75M
Jun 2026$21.45M$19.19M$0$1.85M

Branch footprint

StateBranches
Massachusetts1

Similar-sized credit unions

Community Spirit Credit Union ($21.47M) · Chicago Firemans Assoc ($21.45M)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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