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Chessie
CUMBERLAND, MD · NCUA Charter #5636 · Federal charter · Chartered 1948
Total assets
$434.39M
Shares & deposits
$372.33M
Total loans
$220.11M
Members
33,309
Net worth
$60.09M
Branches
9
Rank: #825 of 4,299 U.S. credit unions by assets · #21 of 60 in Maryland. Assets changed 3.0% and membership -0.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.83% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.44% |
| Loans to shares & deposits | 59.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $446.43M | $406.28M | $0 | $38.80M |
| Jun 2023 | $435.41M | $390.12M | $0 | $43.90M |
| Jun 2024 | $416.77M | $364.85M | $0 | $49.59M |
| Jun 2025 | $421.84M | $365.96M | $0 | $54.78M |
| Jun 2026 | $434.39M | $372.33M | $0 | $60.09M |
Branch footprint
| State | Branches |
|---|---|
| Maryland | 7 |
| West Virginia | 2 |
Similar-sized credit unions
Cport ($434.92M) · Essential ($434.24M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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