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Credit Unions · Michigan

Christian Financial

Sterling Height, MI · NCUA Charter #63805 · State charter, federally insured · Chartered 1967

Total assets
$1.12B
Shares & deposits
$983.99M
Total loans
$816.70M
Members
61,542
Net worth
$111.03M
Branches
13
Rank: #439 of 4,299 U.S. credit unions by assets · #24 of 169 in Michigan. Assets changed 19.8% and membership 11.2% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)9.93%
Return on assets (annualized, approx.)0.00%
Delinquent loans, 2+ months (share of loans)0.33%
Loans to shares & deposits83.0%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$842.08M$763.35M$0$77.82M
Jun 2023$830.56M$710.60M$0$85.16M
Jun 2024$852.48M$740.96M$0$90.72M
Jun 2025$933.73M$815.55M$0$96.62M
Jun 2026$1.12B$983.99M$0$111.03M

Branch footprint

StateBranches
Michigan13

Similar-sized credit unions

Peach State ($1.12B) · Alliance ($1.12B)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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