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Circle
Niles, MI · NCUA Charter #22114 · Federal charter · Chartered 1975
Total assets
$117.43M
Shares & deposits
$105.58M
Total loans
$80.21M
Members
6,127
Net worth
$10.74M
Branches
3
Rank: #1,703 of 4,299 U.S. credit unions by assets · #107 of 169 in Michigan. Assets changed 2.0% and membership 3.7% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.14% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.12% |
| Loans to shares & deposits | 76.0% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $92.64M | $84.92M | $0 | $6.46M |
| Jun 2023 | $99.98M | $91.38M | $0 | $7.70M |
| Jun 2024 | $109.22M | $99.23M | $0 | $8.81M |
| Jun 2025 | $115.09M | $104.00M | $0 | $9.76M |
| Jun 2026 | $117.43M | $105.58M | $0 | $10.74M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 3 |
Similar-sized credit unions
Members ($117.49M) · Marquette Community ($116.95M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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