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Commonwealth Central
San Jose, CA · NCUA Charter #61741 · State charter, federally insured · Chartered 1958
Total assets
$624.87M
Shares & deposits
$530.27M
Total loans
$431.92M
Members
37,635
Net worth
$88.90M
Branches
5
Rank: #672 of 4,299 U.S. credit unions by assets · #84 of 239 in California. Assets changed 1.3% and membership -2.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 14.23% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.20% |
| Loans to shares & deposits | 81.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $687.07M | $623.56M | $0 | $59.75M |
| Jun 2023 | $648.51M | $574.05M | $0 | $70.18M |
| Jun 2024 | $627.25M | $545.84M | $0 | $77.88M |
| Jun 2025 | $616.58M | $528.19M | $0 | $83.87M |
| Jun 2026 | $624.87M | $530.27M | $0 | $88.90M |
Branch footprint
| State | Branches |
|---|---|
| California | 5 |
Similar-sized credit unions
Co-Op ($626.75M) · Homeland ($624.16M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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