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Cornerstone
Freeport, IL · NCUA Charter #60189 · State charter, federally insured · Chartered 1939
Total assets
$176.60M
Shares & deposits
$157.23M
Total loans
$105.61M
Members
12,452
Net worth
$17.60M
Branches
3
Rank: #1,374 of 4,299 U.S. credit unions by assets · #43 of 188 in Illinois. Assets changed 4.9% and membership 3.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.97% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.27% |
| Loans to shares & deposits | 67.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $145.32M | $130.89M | $0 | $13.37M |
| Jun 2023 | $146.15M | $125.41M | $0 | $14.68M |
| Jun 2024 | $152.96M | $135.70M | $0 | $15.28M |
| Jun 2025 | $168.28M | $150.74M | $0 | $16.10M |
| Jun 2026 | $176.60M | $157.23M | $0 | $17.60M |
Branch footprint
| State | Branches |
|---|---|
| Illinois | 3 |
Similar-sized credit unions
Treasury Department ($176.66M) · Naveo ($176.27M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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