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Cotton Belt
PINE BLUFF, AR · NCUA Charter #1245 · Federal charter · Chartered 1936
Total assets
$69.98M
Shares & deposits
$56.00M
Total loans
$53.52M
Members
6,256
Net worth
$11.92M
Branches
2
Rank: #2,130 of 4,299 U.S. credit unions by assets · #12 of 47 in Arkansas. Assets changed 2.9% and membership 7.6% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 17.03% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.81% |
| Loans to shares & deposits | 95.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $72.12M | $60.84M | $0 | $9.62M |
| Jun 2023 | $68.95M | $55.38M | $0 | $9.84M |
| Jun 2024 | $71.67M | $57.56M | $0 | $9.74M |
| Jun 2025 | $68.03M | $53.73M | $0 | $10.38M |
| Jun 2026 | $69.98M | $56.00M | $0 | $11.92M |
Branch footprint
| State | Branches |
|---|---|
| Arkansas | 2 |
Similar-sized credit unions
Franklin Trust ($69.98M) · Parishioners ($69.92M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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