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Cottonwood Community
Cottonwood, ID · NCUA Charter #4960 · Federal charter · Chartered 1942
Total assets
$285.52M
Shares & deposits
$242.17M
Total loans
$182.14M
Members
10,125
Net worth
$42.57M
Branches
7
Rank: #1,068 of 4,299 U.S. credit unions by assets · #12 of 26 in Idaho. Assets changed 8.0% and membership 2.3% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 14.91% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.81% |
| Loans to shares & deposits | 75.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $154.98M | $129.97M | $0 | $24.35M |
| Jun 2023 | $231.46M | $195.76M | $0 | $34.65M |
| Jun 2024 | $238.59M | $202.07M | $0 | $35.41M |
| Jun 2025 | $264.46M | $225.51M | $0 | $38.16M |
| Jun 2026 | $285.52M | $242.17M | $0 | $42.57M |
Branch footprint
| State | Branches |
|---|---|
| Idaho | 7 |
Similar-sized credit unions
Northwestern Mutual ($285.59M) · Voyage ($285.31M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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