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Desert Valleys
Ridgecrest, CA · NCUA Charter #5366 · Federal charter · Chartered 1946
Total assets
$88.84M
Shares & deposits
$79.41M
Total loans
$42.96M
Members
6,060
Net worth
$8.36M
Branches
2
Rank: #1,927 of 4,299 U.S. credit unions by assets · #157 of 239 in California. Assets changed 2.3% and membership 2.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.41% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.49% |
| Loans to shares & deposits | 54.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $63.24M | $57.25M | $0 | $4.53M |
| Jun 2023 | $67.70M | $60.94M | $0 | $5.24M |
| Jun 2024 | $68.96M | $61.49M | $0 | $5.94M |
| Jun 2025 | $86.86M | $77.22M | $0 | $7.53M |
| Jun 2026 | $88.84M | $79.41M | $0 | $8.36M |
Branch footprint
| State | Branches |
|---|---|
| California | 2 |
Similar-sized credit unions
Dc ($88.87M) · Wexford Community ($88.76M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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