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Effingham Highway
Effingham, IL · NCUA Charter #81553 · State charter · Chartered 0
Total assets
$5.89M
Shares & deposits
$4.71M
Total loans
$4.85M
Members
988
Net worth
$1.17M
Branches
1
Rank: #3,763 of 4,299 U.S. credit unions by assets · #136 of 188 in Illinois. Assets changed 3.7% and membership -3.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 19.83% |
| Return on assets (annualized, approx.) | 0.00% |
| Loans to shares & deposits | 102.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $6.56M | $5.87M | $0 | $682.42K |
| Jun 2023 | $6.14M | $5.32M | $0 | $813.94K |
| Jun 2024 | $5.67M | $4.76M | $0 | $907.91K |
| Jun 2025 | $5.68M | $4.65M | $0 | $1.02M |
| Jun 2026 | $5.89M | $4.71M | $0 | $1.17M |
Branch footprint
| State | Branches |
|---|---|
| Illinois | 1 |
Similar-sized credit unions
St. Paschal Baylons ($5.89M) · St. James Parish ($5.89M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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