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Elga
Grand Blanc, MI · NCUA Charter #61797 · State charter, federally insured · Chartered 1968
Total assets
$2.50B
Shares & deposits
$2.04B
Total loans
$1.62B
Members
117,308
Net worth
$444.87M
Branches
22
Rank: #215 of 4,299 U.S. credit unions by assets · #11 of 169 in Michigan. Assets changed 55.4% and membership 16.6% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 17.80% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.79% |
| Loans to shares & deposits | 79.4% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.43B | $1.08B | $0 | $335.56M |
| Jun 2023 | $1.45B | $1.05B | $0 | $364.87M |
| Jun 2024 | $1.53B | $1.11B | $0 | $392.33M |
| Jun 2025 | $1.61B | $1.18B | $0 | $417.02M |
| Jun 2026 | $2.50B | $2.04B | $0 | $444.87M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 17 |
| Florida | 5 |
Similar-sized credit unions
Elements Financial ($2.50B) · Workers ($2.49B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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