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Employees Choice
El Cajon, CA · NCUA Charter #13526 · Federal charter · Chartered 1960
Total assets
$24.61M
Shares & deposits
$21.65M
Total loans
$9.00M
Members
1,054
Net worth
$2.74M
Branches
2
Rank: #2,975 of 4,299 U.S. credit unions by assets · #211 of 239 in California. Assets changed 7.1% and membership -1.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.15% |
| Return on assets (annualized, approx.) | 0.00% |
| Loans to shares & deposits | 41.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $22.40M | $20.56M | $0 | $2.06M |
| Jun 2023 | $23.02M | $21.22M | $0 | $2.16M |
| Jun 2024 | $23.10M | $20.89M | $0 | $2.29M |
| Jun 2025 | $22.97M | $20.45M | $0 | $2.50M |
| Jun 2026 | $24.61M | $21.65M | $0 | $2.74M |
Branch footprint
| State | Branches |
|---|---|
| California | 2 |
Similar-sized credit unions
Martin County Cooperative ($24.62M) · Savannah Postal ($24.61M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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